Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit. Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA.